Geneva Homes under $200,000

Geneva Homes under $200,000

Welcome to Geneva, New York, a charming city nestled in the heart of Ontario County, where picturesque landscapes meet vibrant community life. Known for its rich history and stunning views of Seneca Lake, Geneva is not just a place to live; it’s a lifestyle choice for families and individuals alike.

One of the standout features of Geneva is its exceptional school district. The Geneva City School District prides itself on providing a well-rounded education, catering to the diverse needs of its students. With a commitment to academic excellence, innovative programs, and dedicated educators, Geneva schools foster an environment where children can thrive academically and socially. The district offers a variety of extracurricular activities, ensuring that students have the opportunity to explore their interests and develop their talents outside the classroom.

For those looking to settle down in this beautiful area, Geneva offers an array of homes priced under $200,000. Whether you’re a first-time homebuyer or seeking a cozy retreat, you'll find charming houses that provide great value without compromising on comfort. From quaint bungalows to spacious family homes, there’s something for everyone in this welcoming community.

Living in Geneva means enjoying a small-town feel with easy access to urban amenities and natural wonders. With local parks, waterfront activities, and a rich cultural scene, you’ll find endless opportunities for adventure and relaxation. Discover your dream home in Geneva today, where affordability meets quality living in a community that truly feels like home.

Newest Geneva Homes under $200,000

340 Washington Street, Geneva City
$198,000
3 Beds ⋅ 2 Baths ⋅ R1723377 MLS
Welcome to 340 Washington Street! Situated on one of Geneva's most desirable streets, this 3-bedroom, 2-full-bath home is move-in ready with plenty of updates already taken care of. The recently refreshed front porch features brand new Trex decking and stairs, while the three-year-old Trex deck overlooks the fully fenced backyard. Inside, you'll find convenient first-floor laundry, brand new carpeting on the stairs and throughout the second floor, and an updated upstairs bathroom (2020). Additional improvements include central air installed in 2020, an on-demand water heater, and a roof that's approximately eight years old with a transferable 50-year warranty. Vacant and ready for its next owners! Delayed negotiations until Tuesday, October 27, 2026 at 3:00 PM.

340 Washington Street, Geneva City
193 N Main Street, Geneva City
$70,000
3 Beds ⋅ 1 Baths ⋅ R1721691 MLS
Welcome to 193 N Main in Geneva NY! Enter into the front door into a formal living room with french doors & beautiful hardwoods. A formal dining room & eat in-kitchen. The upstairs features all hardwood flooring under carpets & a full bath! A large private backyard located close proximity to the library & downtown Geneva! This home is in need of repair & being sold cash only or renovation loan. Bring your vision and transform this house into a home!

193 N Main Street, Geneva City
164 E North Street, Geneva City
$149,900
3 Beds ⋅ 2 Baths ⋅ R1719814 MLS
Welcome to 164 East North Street, where charm meets potential! This inviting three-bedroom, one-and-a-half-bath home with first floor laundry is packed with features you’ll love! Step inside and discover warm, welcoming living spaces, highlighted by a massive kitchen with endless counter space and a beautifully renovated main bathroom with stylish finishes and a fresh, modern feel. Enjoy added peace of mind with a newer boiler system, hot water tank, and some new vinyl replacement windows. A one-car garage provides convenient parking and additional storage. Offering the perfect blend of comfort, character, and potential to make this home shine, this Geneva home is ready for its next chapter! Don’t miss the opportunity to make it yours!

164 E North Street, Geneva City
167 Pulteney Street, Geneva City
$160,000
5 Beds ⋅ 3 Baths ⋅ R1719303 MLS
Welcome to 167 Pulteney Street in Geneva! Offering more than 2,000 square feet of living space, this spacious property features 5 bedrooms and 3 full bathrooms with a layout that provides plenty of flexibility. Previously operated as a room-by-room rental, the property currently has only one remaining tenant, creating an opportunity for a new owner to continue its income-producing use or transition the home for single-family living. The main level offers generous living and dining spaces along with an eat-in kitchen. A first-floor bedroom with a walk-in closet, full bathroom, and separate entrance provides additional privacy and could work well as a guest area, home office, or additional living space. Upstairs are four additional bedrooms, another full bathroom, and conveniently located laundry. Located close to downtown Geneva, Seneca Lake, local colleges, restaurants, shopping, and other area amenities, this property offers space, location, and versatility. Whether you're looking to expand your investment portfolio or searching for a sizeable home with room to make it your own, 167 Pulteney Street is worth a look.

167 Pulteney Street, Geneva City
77 High Street, Geneva City
$199,000
5 Beds ⋅ 2 Baths ⋅ R1718351 MLS
Income-Producing 2-Unit Property in Geneva! Looking for a Geneva investment property with updates already completed? This corner-lot 2-unit property currently generates $2,700/mo in rental income & offers separate utilities & two driveways. Unit 1 has 3 bedrooms, 1 bath, a living room, a dining room, & kitchen on an annual lease & includes a stove & refrigerator. Updates include new bathroom-2024, followed by a new kitchen, luxury vinyl plank flooring, concrete paver steps, furnace, and water heater in 2026. Unit 2 has 2 bedrooms plus a 3rd room currently used as flexible space. It is on a month-to-month lease & includes a stove & refrigerator. Concrete paver steps were completed in 2023, & the water heater was replaced in 2025. A tear-off roof was completed in 2023. With Hobart and William Smith Colleges, Wegmans, and other Geneva amenities within walking distance, this property pairs a convenient location with documented rental income and substantial recent improvements. Tenant occupied-48 hour notice to view required

77 High Street, Geneva City
10 Worthington Avenue, Geneva City
$129,900
3 Beds ⋅ 2 Baths ⋅ R1718213 MLS
Great 3 bedroom, 1.5 bath Colonial near the beautiful Seneca Lake. This updated home has everything you need, with vinyl siding, full basement & attic, storage shed and partially fenced in yard. Walking distance to downtown Geneva and all the restaurants, entertainment and a brand new wellness club, it has to offer! So close to beautiful Seneca Lake and The Seneca Lake State Park. Plus it’s on the wine trail that Geneva area is so well known for. Make an appointment today to see this fantastic home!

10 Worthington Avenue, Geneva City
15 West Street, Geneva City
$169,900
3 Beds ⋅ 2 Baths ⋅ R1717044 MLS
Hildreth Hill Opportunity Geneva City. A Home Full of History & Potential!Discover this charming two story home nestled in Geneva City’s desirable Hildreth Hill neighborhood. Proudly cherished by the same family for 69 years, this 3 bedroom, 1 bath home offers a wonderful opportunity for a first time buyer looking to build equity and make it their own.Featuring a welcoming open front porch, Vinyl siding, and an asphalt roof, this home offers a solid starting point for your vision. With some updating and personal touches, you can transform this property into a very nice home that reflects your style.A great opportunity to own a home in Geneva City and make it your own! Bring your ideas and take advantage of this affordable entry into homeownership. Please have offers accompanied by proof of funds or pre qual letter and make good for 24 hours.

15 West Street, Geneva City
63 West Street, Geneva City
$189,900
3 Beds ⋅ 2 Baths ⋅ R1716030 MLS
Welcome to 63 West Street in Geneva, where classic charm meets everyday functionality. This spacious 4-bedroom, 1.5-bath home features an open floor plan that creates a comfortable flow between the main living spaces, making it ideal for both everyday living and entertaining. Beautiful natural woodwork throughout the home showcases its timeless character and craftsmanship, adding warmth and charm to every room. Step onto the inviting covered front porch, a perfect spot to enjoy your morning coffee or unwind at the end of the day. Outside, the fully fenced yard offers plenty of space for outdoor activities, gardening, pets, or simply relaxing in your own private setting. Conveniently located near downtown Geneva, schools, shopping, restaurants, parks, and other local amenities, this home offers a wonderful opportunity to enjoy both character and convenience. Whether you’re looking for your first home, additional living space, or a property with classic architectural details, 63 West Street is ready to welcome you home.

63 West Street, Geneva City
133 Pulteney Street, Geneva City
$199,900
5 Beds ⋅ 2 Baths ⋅ R1714746 MLS
Spectacular two-unit investment property offering exceptional space, timeless character, and outstanding income potential in a premier Geneva location! Ideally situated just blocks from Hobart and William Smith Colleges, vibrant downtown Geneva, and the popular restaurants, cafés, and shops along South Exchange Street, this impressive property is a rare opportunity for investors or owner-occupants. The spacious first-floor residence is filled with warmth and character, featuring gleaming hardwood floors, an entertainment-sized living room, a gracious formal dining room, and a beautifully updated kitchen with granite countertops and a large center island. Two generously sized bedrooms, a full bathroom, and convenient private laundry complete this exceptional unit. The expansive second-floor residence offers an incredible amount of living space with three spacious bedrooms, a large living room, and a formal dining room highlighted by beautiful hardwood floors. A well-designed galley kitchen, full bathroom, and dedicated private laundry room provide excellent convenience and functionality. Outside, enjoy a sprawling front porch, separate driveways, and a flat, level backyard framed by mature trees—perfect for relaxing, entertaining, or enjoying the outdoors. With separate utilities, generous room sizes, desirable updates, and an unbeatable location near the colleges and downtown, this turnkey property delivers the perfect combination of character, convenience, and investment value! Projected monthly rents: First-floor unit: $1,400 Second-floor unit: $1,600 Total projected rental income: $3,000 per month or $36,000 annually Showing windows with a confirmed showing are Wednesdays from 4-5PM, Friday from 12-2PM.

133 Pulteney Street, Geneva City
195 Nursery Avenue, Geneva City
$169,900
3 Beds ⋅ 1 Baths ⋅ R1713138 MLS
Nursery Ave home is a great opportunity under $200k. 3bedroom 1 bath home with attached garage and fenced back yard. With a little elbow grease you can finish things up and gain some equity in home ownership. Open Living /Dining room. Florida room on back features a gas fireplace and wall furnace making it a year round living area.

195 Nursery Avenue, Geneva City
63 S Morrell Avenue, Geneva City
$169,900
2 Beds ⋅ 1 Baths ⋅ R1709842 MLS
Built in 1952 this charming two-bedroom, one-bath home retains its distinctive mid-century modern character with ward wood tones, clean lines, a practical layout, and original architectural details throughout. Vintage metal awnings give the exterior a recognizable period look while helping control direct sunlight and allowing plenty of natural light inside. Venal air keeps the home comfortable during the warmer months.The bright dining room and adjoining heated sunroom are among the home’s standout feature. Filled with natural light and overlooking the private backyard. The sunroom can be used as a sitting area, reading nook, plant room, enjoy your morning coffee and the perfect place to entertain family and friends all year long. The finished basement provides valuable additional living space for a recreation room, home office, workshop, exercise area or additional storage.The finished article offers even more flexible space and can serve as a third bedroom, An attached one-car garage provides convenient, weather-protected access directly into the home. Out back, the private and quiet yard offer room for gatherings, grilling, gardening or simply relaxing in a peaceful setting. Located on a quiet dead end street and is just minutes from downtown where you will enjoy shopping dining and the beauty of Seneca Lake and Hobart College Sq.footage does not reflect finished attic. With a bit of updating, this home has the potential to truly shine and become your gem. Bring your vision and personal touches to transform this property into a home you’ll love for years to come..

63 S Morrell Avenue, Geneva City
222 N Genesee Street, Geneva City
$175,000
4 Beds ⋅ 2 Baths ⋅ R1708675 MLS
Turnkey 2-unit investment opportunity! This well-maintained multi-family property is fully tenant-occupied, providing immediate rental income on day one. Each apartment features 2 bedrooms and 1 bathroom, along with off-street parking and access to a private yard. Recent updates include all-new appliances, new downstairs flooring, fresh paint, brand-new individual water heaters, and energy-efficient spray-foam insulation in the basement rim joists to lower utility costs. Features a full basement for extra storage space. Ideally located just minutes from downtown Geneva, Hobart & William Smith Colleges, and Seneca Lake. A great addition to expand your real estate portfolio!

222 N Genesee Street, Geneva City
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