Penfield Homes under $400,000

Penfield Homes under $400,000

Welcome to Penfield, New York – a charming suburb nestled in Monroe County, just a stone's throw from the vibrant city of Rochester. Known for its picturesque landscapes, friendly community, and excellent schools, Penfield is the perfect place for families, young professionals, and retirees alike. With its rich history and modern amenities, this town offers a delightful blend of small-town charm and urban convenience.

One of the standout features of Penfield is its diverse housing market, with a variety of homes available under $400,000. Whether you're searching for a cozy starter home, a spacious family residence, or a charming ranch-style property, you’ll find an array of options that cater to every lifestyle and budget. Many of these homes boast beautiful yards, updated kitchens, and easy access to local parks and recreational facilities.

Penfield is also known for its strong sense of community, with numerous events and activities throughout the year, from farmers' markets to summer concerts in the park. The town's commitment to maintaining green spaces, including the scenic Penfield Town Park and the stunning Irondequoit Bay, provides residents with ample opportunities for outdoor recreation.

With its affordable housing options and welcoming atmosphere, Penfield is not only a place to live but a place to thrive. Explore the possibilities of making Penfield your new home, where comfort, community, and convenience await you!

Newest Penfield Homes under $400,000

108 Country Lane, Penfield
$229,900
4 Beds ⋅ 1 Baths ⋅ R1724682 MLS
CLASSIC CAPE COD CHARM IN A SOUGHT-AFTER PENFIELD LOCATION! Welcome to 108 Country Lane, a charming and well-maintained Cape Cod offering almost 1,400 sq ft, 4 bedrooms and 1 full bath, plus a partially finished basement! Situated on a 0.38-acre lot along a quiet dead-end street, this inviting home pairs mature trees great curb appeal just steps from Penfield High School and its sports fields and walkable distance from Cobbles Elementary. Enjoy easy access to nearby parks, trails, shopping, restaurants and everyday amenities! Step inside to a spacious foyer with abundant closet space, setting the tone for the impressive storage found throughout the home. A large picture window fills the bright family room with natural light, while a gas fireplace creates a cozy gathering space. The eat-in country kitchen features abundant wood cabinetry and Corian countertops, a great space for everyday meals and special occasions. A standout sunroom, updated in 2011, showcases walls of windows overlooking the backyard. Sliding doors open to the back deck, creating an inviting connection between indoor and outdoor entertaining spaces! The first floor includes a primary bedroom and a second bedroom that could also serve as an office or sitting room, providing flexibility to suit your needs. First floor full bath offers convenience. Upstairs, discover 2 additional bedrooms with plentiful built-in storage, plus a wall of closets along the landing. All new doors throughout the home add a fresh finishing touch. The full, partially finished basement expands your options with a dry bar and bonus space for a game room, movie or sports room, or home gym! Additional improvements include replacement of plumbing lines in 2018, a hot water tank in 2020 and a sump pump with an emergency backup water pump in 2020. Outside, vinyl siding, a driveway replaced in 2021 and an attached 1-car garage complement the mature treed setting. With inviting gathering spaces, generous storage and a flexible layout, this Penfield Cape is ready to welcome you home! Offers due Monday, 11/2 at 3pm.

108 Country Lane, Penfield
23 Patio Drive, Penfield
$47,900
2 Beds ⋅ 2 Baths ⋅ R1725067 MLS
Unlock the extraordinary potential of homeownership with this stunningly remodeled manufactured home in the coveted Penfield Farms/Windward Community. Why continue renting when you can seize the chance to own in one of Monroe County's most sought-after locales, boasting the exceptional Penfield School District? With a price designed to attract and no frustrating negotiation delays, this is the perfect time to make this home yours. This splendid 2-bedroom, 1.5-bath haven, spanning 684 sq. ft., epitomizes modern living with features like luxurious vinyl plank flooring, chic white shaker cabinetry, and top-of-the-line stainless-steel appliances. Perched on a prime lot, the home dazzles with an entirely revamped exterior, including new OSB sheathing, sleek vinyl siding, energy-efficient windows, and a freshly coated rubber roof—all ensuring a carefree, low-maintenance lifestyle. Not only do utilities cover essentials like water, garbage pickup, snow removal, street maintenance, and taxes, but the community itself elevates your living experience with amenities such as a brand-new playground, picnic pavilion, dog park, and a communal fire pit area—perfect for making new memories and enjoying recreational fun. Rejuvenate on your covered patio or make use of the additional carport and storage shed. Whether you're a first-time buyer, downsizer, or anyone seeking comfort and affordability, this move-in-ready gem is waiting for you. Don't miss the chance to start your exciting homeownership journey in coveted Penfield—Seller Financing Available ---schedule your showing today!

23 Patio Drive, Penfield
42 Shirewood Drive, Penfield
$365,000
4 Beds ⋅ 3 Baths ⋅ R1724863 MLS
FINALLY! The Penfield Home You've Been Waiting For! One of Penfield's Best-Kept Secrets! Tucked away on a highly desirable, quiet dead-end street that most people don't even know exists! This fantastic 4-bedroom, 2.5-bath home offers the perfect combination of privacy, space, and convenience! WAIT UNTIL YOU SEE THE BACKYARD! The massive, fully fenced yard offers endless possibilities for entertaining, outdoor activities, pets, or simply relaxing in your own private retreat! Enjoy the hot tub (negotiable), a HUGE storage shed, and an extra-large driveway that's only three years old! Inside, you'll find a cozy fireplace and plenty of space to make lasting memories. BRAND-NEW, complete tear-off roof and updated utilities throughout. Nothing to do here --- Just MOVE IN! Square footage does not include the finished basement. A HIDDEN GEM ON A RARELY AVAILABLE STREET! Don't miss your chance to call this one HOME! Delayed negotiations. All showings start Wednesday 10/28/26 and offers are due Monday 11/2/26 at 12 noon.

42 Shirewood Drive, Penfield
1980 Dublin Road, Penfield
$199,900
2 Beds ⋅ 1 Baths ⋅ R1723753 MLS
Big on charm and style! Set on 1.5 acres in Penfield, this move-in-ready home blends modern finishes with warm, inviting character. The stunning kitchen features white shaker cabinetry, stainless steel appliances, a patterned backsplash, and beautiful wood tones. A bright, cozy living room with crown molding offers the perfect place to unwind, while a stylish full bathroom and first-floor laundry add everyday convenience. Upstairs, two beautiful bedrooms feature cathedral ceilings that create an airy, open feel, complemented by distinctive accent walls. Thoughtfully finished living space and an expansive lot offering room to garden, gather, and enjoy the outdoors, this charming home makes a lasting impression! Delayed Showings/Negotiation. Showings begin 10/27/26 at 10am. Offers to be submitted on 11/02/26 by noon and good until 8pm.

1980 Dublin Road, Penfield
2 Thomas Maria Circle, Penfield
$379,900
4 Beds ⋅ 3 Baths ⋅ R1723502 MLS
Welcome home to this spacious 4-bedroom, 2.5-bath colonial in Penfield, with Webster schools. This home offers 2,200 square feet of living space, and combines a functional layout with plenty of room to relax and entertain. The inviting family room features a beautiful brick fireplace flanked by custom built-ins, the separate front living room & formal dining room provide additional gathering spaces. The eat-in kitchen offers abundant cabinetry, a center island, newer stainless steel appliances, and plenty of room for casual dining. One of the best features of this home is the huge 3 season Florida room accessed by the sliders from the kitchen area, this room adds an additional 224 sq feet (not included in the 2200 sq ft) of unheated space with loads of windows and natural light. There is also a wonderful side entrance to the right of the garage that is separate mudroom space with huge closet and storage space for all those items you don't want to clutter up your main entry way. Convenient first-floor laundry and separate half bath add to the home's first floor practicality. Upstairs, you'll find four generously sized bedrooms, including a primary bedroom with en-suite bath and a walk-in closet. Step outside to enjoy the beautifully established landscaping, mature trees, and natural privacy that create a peaceful backyard retreat. A spacious deck and circular paver patio provide wonderful spaces for outdoor dining, entertaining, or simply enjoying the surroundings. There is a partially fenced portion of the yard that is accessed through the attached two-car garage. There are also many mechanical upgrades, including New Tear off roof - 2025, New hot water tank - 2026, new skylight and 2 bathroom fans - 2025, new fireplace liner, flu, cap & cover, all 2024, central air & new gutters - 2022. With approximately 2,200 square feet, multiple living areas, updated mechanics and a desirable Penfield location with Webster schools, this home offers space, comfort, and endless possibilities to make it your own! Open house Sunday October 25 from 11am-1pm. Showings begin 10/22/26 at noon with delayed negotiations until 10/28/26 at noon.

2 Thomas Maria Circle, Penfield
2 Tree Top Drive, Penfield
$364,900
4 Beds ⋅ 3 Baths ⋅ R1704396 MLS
Welcome to this stunning Penfield residence, where solid bones and meaningful updates create an exceptional canvas. A dramatic two-story foyer sets the tone the moment you step inside, opening into generously sized rooms where soaring floor-to-ceiling windows bathe every space in natural light. Fresh new siding and all new windows give you a wonderful head start, while practical touches like first-floor laundry make everyday living a breeze. Step outside onto the large deck — perfect for entertaining or simply unwinding — and take in the expansive lot that surrounds you. With spacious rooms, standout features, and a little personal vision, this home has everything it needs to truly shine!

2 Tree Top Drive, Penfield
111 Wedgewood Drive, Penfield
$299,000
3 Beds ⋅ 2 Baths ⋅ R1721975 MLS
One of Penfield's most desired locations, Cul-De-Sac street, private mature lot, extensive deck/patio, oversized 2 car garage, house is within walking distance to your favorite Penfield 4 corners restaurants/shops, FRESH interior paint, Hardwoods just refinished, NEW kitchen appliances and GRANITE counter tops, main floor laiundery, 2 FULL Baths. Delayed negations, offers due Tuesday 10/27/2026 @Noon. Square footage of 2015, includes finished/converted garage space.

111 Wedgewood Drive, Penfield
135 Rodney Lane, Penfield
$249,900
3 Beds ⋅ 2 Baths ⋅ R1723187 MLS
Welcome to to 135 Rodney lane, this beautifully maintained 3 bedroom 2 bath ranch is move in ready! Step into the inviting living room, where a large bay window fills the space with natural light overlooking the front flower beds. The adjoining dining room leads into the kitchen, featuring beautiful oak cabinetry, updated stainless steel appliances, and a spacious pantry! Just beyond the kitchen, you'll find a large family room with a built-in entertainment wall and access to the sunroom and garage. The oversized sunroom has an abundance of natural light and 2 sliding glass doors leading to the backyard brick patio. The bonus basement rec room features a textured epoxy floor, a wood accent wall, and an additional full bathroom. Tons of additional storage in the basement with bonus built in storage shelves in the garage. Outside, enjoy the fully fenced backyard, offering added privacy and peace of mind, along with a shed for all your lawn care equipment. Large double wide driveway offers additional parking and ease of access to the front door entrance. Low maintenance exterior with vinyl siding and all updated vinyl windows throughout! Walking distance to greenwood park featuring tennis/pickleball courts and a playset with swings. Delayed showings begin wednesday Oct 21st at 12 noon, Delayed negotiations due wednesday Oct 28th at 12 noon.

135 Rodney Lane, Penfield
603 Plank Road, Penfield
$319,900
3 Beds ⋅ 2 Baths ⋅ R1721430 MLS
Nothing to do but move right in and bring your furnishings. This 3 bedroom split- level home features 2 full baths, one in a versatile lower level offering potential for an in-law or teen suite, with space for a bedroom and living room, Also has a door to the rear yard and patio. The remodeled kitchen features all newer cabinets, granite countertops, and stainless steel appliances completed in 2016. Major updates include the furnace, central air, hot water tank, and roof in 2018. A sliding glass door off the kitchen leads to a newer trex deck with vinyl railings, overlooking a gorgeous, fully fenced back yard-perfect for relaxing and entertaining. Additional features include a finished garage with epoxy flooring. Also there is a circular driveway. Delayed showings begin 10/20 and Negotiations begin 10/27 at 11 AM. Open house ,s Saturday and Sunday from 11:30- 1.

603 Plank Road, Penfield
323 Embury Road, Penfield
$324,900
3 Beds ⋅ 2 Baths ⋅ R1721810 MLS
Some homes just have a way of making you feel at home the moment you walk through the door, and this charming Cape Cod is one of them. Located in the Webster School District, this 3-bedroom, 1.5-bath home beautifully blends the character and warmth of yesterday with the updates and comforts of today. Imagine cozy evenings gathered around the wood-burning fireplace, slow mornings filled with natural light, and weekends spent enjoying your favorite drink in the fully enclosed three-season room. Thoughtfully updated while still holding onto the timeless details that give a home its soul, this property offers a welcoming atmosphere that is becoming harder to find. Outside, the fully fenced backyard creates the perfect setting for summer gatherings, pets, gardening, or simply enjoying a little outdoor space of your own. A one-car garage adds everyday convenience, while the classic Cape Cod style brings undeniable curb appeal. Whether you're searching for your first home, a place to put down roots, or a home with character you can truly make your own, this one invites you to settle in, get comfortable, and imagine the memories waiting to be made. NO DELAYED NEGOTIATIONS

323 Embury Road, Penfield
1922 Baird Road, Penfield
$99,900
5 Beds ⋅ 3 Baths ⋅ R1710038 MLS
OPPORTUNITY, OPPORTUNITY, OPPORTUNITY! Welcome to 1922 Baird Rd in Penfield, a spacious 2-story Colonial offering over 2,000 sq ft, 5 bedrooms, 2.5 baths and an incredible opportunity to bring your vision to life! Situated on nearly half an acre with Penfield Schools, this property is a true blank canvas with so much potential inside and out! Following an unfortunate fire, the interior of the home will need to be rebuilt, creating a unique opportunity to design and customize the space to fit your needs and style. The existing layout includes an eat-in kitchen, living room, family room, formal dining room and powder room on the first floor. The second floor offers a rare five bedrooms, including primary suite with en-suite bath and additional family bath. A full basement provides additional space and possibilities, was left untouched by the fire. Outside, the vinyl-sided home sits on a green, mature treed lot with a stamped concrete patio overlooking the backyard. A shed and attached 2-car garage adds everyday convenience. Whether you're an investor, contractor or buyer ready to take on a renovation, don't miss this opportunity to reimagine the home, create something truly your own and potentially gain immediate equity in a desirable Penfield location! Offers due Wednesday, 10/28 at 12pm.

1922 Baird Road, Penfield
3 Empress Court, Penfield
$379,900
3 Beds ⋅ 2 Baths ⋅ R1720330 MLS
Welcome home to this gorgeous, completely updated 3-bedroom, 2-bath ranch on a prime corner lot, where thoughtful updates and abundant natural light create an instantly warm and inviting atmosphere. The spacious, open layout features luxury vinyl plank flooring throughout, effortlessly flowing from a bright living room into an incredible great room designed for gathering—complete with a custom console and a built-in wet bar. The heart of the home is an updated eat-in kitchen boasting sleek quartz countertops, stainless steel appliances, tile backsplash, and ample workspace, seamlessly connecting to a large dining room anchored by a handsome stone wood-burning fireplace. Custom built in locker style bench and hooks by the back door keep your space free from shoes and bags! Retreat to the oversized primary suite offering dual closets and a beautifully remodeled ensuite bath with double sinks, along with two additional comfortable bedrooms and a full bath for guests or family. Outdoors, enjoy your private oasis in the fully fenced backyard with a lovely patio for relaxing, plus the convenience of an attached two-car garage, all situated close to local shopping and major highways. This turn-key home is a must see!

3 Empress Court, Penfield
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