Parma Homes under $400,000

Parma Homes under $400,000

**Discover the Charm of Parma, NY: Your Ideal Home Awaits**

Nestled in the picturesque Monroe County, Parma, New York, is a hidden gem that perfectly blends small-town charm with modern amenities. With its serene landscapes, friendly community, and convenient access to nearby urban hubs, Parma is an ideal location for families, retirees, and anyone looking to embrace a peaceful lifestyle without sacrificing convenience.

Parma boasts an array of recreational opportunities, including beautiful parks, scenic trails, and vibrant local events that foster a strong sense of community. Whether you're enjoying a leisurely stroll along the shores of Lake Ontario or participating in seasonal festivals, there's always something happening in this welcoming town.

For those searching for their dream home, Parma offers an impressive selection of properties under $400,000. You’ll find charming single-family homes, cozy ranch-style residences, and spacious townhouses, each boasting unique character and modern amenities. With a variety of options available, first-time homebuyers and families can easily find a home that suits their needs and budget.

The local school district is highly regarded, providing quality education for children of all ages, while nearby shopping centers and dining options ensure that all your needs are met without venturing far from home. With its perfect blend of tranquility and accessibility, Parma, NY, is not just a place to live – it’s a place to thrive.

Explore the possibilities that await you in Parma, where your dream home under $400,000 is just waiting to be discovered!

Newest Parma Homes under $400,000

56 Spencer Road, Parma
$375,000
4 Beds ⋅ 2 Baths ⋅ R1723445 MLS
Just listed in Hilton! First time on the market in 50 years and looking wonderful! Lovingly maintained by the longtime owners, this spacious 4BR, 1.5 bath house has been updated at almost every turn: fresh paint throughout, new vinyl plank flooring, new vinyl windows, tear-off roof and gutters (2024) & hot water tank (2026). The large eat-in kitchen is completely brand new & boasts a walk-in pantry and has easy access to the dining room and family room. The Trex deck is also brand new in 2026 & delivers lots of room for entertaining and sweeping views of the almost 1 acre property. A fantastic, move-in ready home with Hilton schools…just in time for the Holidays! All offers due by noon on Tuesday 10/27.

56 Spencer Road, Parma
156 Collamer Road, Parma
$289,900
3 Beds ⋅ 2 Baths ⋅ R1723942 MLS
Bright, open interior spaces define 156 Collamer Rd, offering an easy layout built for daily comfort. Big windows bring in plenty of light throughout the main floor, creating an inviting feel for starting your day with a morning coffee by the kitchen bay window or relaxing at night. The main level keeps chores convenient with a dedicated first floor laundry room, saving you trips down the stairs. Three bedrooms provide comfortable space for rest or remote work, while two full bathrooms help the morning routine run smoothly. Downstairs, the full basement delivers great practical value. You get clean, dry space for a home gym, workshop, or seasonal storage without cluttering the rest of the house. The large detached garage keeps your vehicles protected from the elements while leaving plenty of room for tools, outdoor gear, and workspace. Out back, the patio opens right onto a massive yard made for living outside. You have all the space you need to plant gardens, host weekend events with friends, or gather around evening bonfires. It gives you genuine privacy and extra breathing room while staying close to local conveniences. Back to the market and waiting for you!

156 Collamer Road, Parma
157 Country Village Lane, Parma
$379,900
4 Beds ⋅ 3 Baths ⋅ R1722609 MLS
Welcome home to this beautiful 2020-built, 4 bedroom, 2.5 bath home in the Hilton School District! Featuring a bright, open-concept layout, this home offers the perfect blend of modern style and everyday functionality. The updated kitchen boasts granite countertops, a center island, and tile backsplash, flowing seamlessly into the spacious living area with a cozy gas fireplace and recessed lighting. Stylish LVT flooring adds a modern touch, while a first-floor office, convenient first-floor laundry, and half bath provide added comfort and functionality. Upstairs, you'll find 4 generously sized bedrooms and 2 full bathrooms, including a spacious primary suite featuring a private en-suite bath and walk-in closet. Need even more room to spread out? The finished basement offers additional living and entertaining space, complete with a bar, dedicated gaming area, egress window, and separate storage area! Step outside to enjoy the beautiful backyard and expansive Trex deck, perfect for relaxing, grilling, or hosting gatherings. With all appliances included, this move-in-ready home has so much to offer. Don't miss your opportunity to make it yours!

157 Country Village Lane, Parma
112 Underwood Avenue, Parma
$269,900
4 Beds ⋅ 2 Baths ⋅ R1718859 MLS
**OPEN HOUSE SATURDAY 10/24 2PM-4PM** Discover the charm and versatility of this inviting two-story village home in the Hilton School District! Offering 4 bedrooms and 1.5 bathrooms, this home features a spacious layout with a welcoming living room, formal dining room, and separate family room, creating the perfect setting for both everyday living and entertaining. The newly renovated partially finished basement provides additional living space with endless possibilities, whether you envision a stylish recreation room, home theater, game room, or private retreat. Step outside to enjoy the fenced backyard with stamped patio, ideal for outdoor gatherings or relaxing evenings, plus a storage shed for added convenience. The attached 2.5-car garage offers the added benefit of heat and electricity, perfect for year-round use, hobbies, or extra workspace. A double-wide blacktop driveway completes the package with ample off-street parking. With generous space, flexible living areas, and appealing indoor and outdoor features, this village home offers comfort, convenience, and room to make it your own! No negotiations until 10/28/2026 @ 2PM.

112 Underwood Avenue, Parma
21 Blue Mountain Drive, Parma
$384,900
3 Beds ⋅ 3 Baths ⋅ R1719570 MLS
Welcome to 21 Blue Mountain Drive! This spacious 3 bedroom, 2.5 bath Colonial was built in 2015 and has so much to offer, including brand-new solar panels (2025) to help keep those utility bills down! The open concept layout features a beautiful 2 story foyer, vaulted morning room, tons of natural light, and gorgeous hardwood floors throughout the entire first floor. The kitchen features stainless steel appliances and opens to the living room with a cozy gas fireplace. You'll also love the convenience of 1st floor laundry and a formal dining room that could easily double as a home office! Upstairs, you'll find a spacious primary suite complete with a full bath featuring a walk-in shower and closet, along with two additional bedrooms and a full bathroom with a jetted tub. Outside, enjoy the block paver patio overlooking the roomy backyard, all tucked away on a dead-end street! The basement offers plenty of storage with great potential for additional living space down the road. Additional features include a washer and dryer (2022), garage door opener (2023), and an electric vehicle charger (2025) that stays with the home. Central air and Hilton Schools round out the list!

21 Blue Mountain Drive, Parma
179 Hillside Drive, Parma
$249,900
3 Beds ⋅ 2 Baths ⋅ R1721592 MLS
Welcome home to 179 Hillside Dr, tucked into the Village of Hilton! This charming colonial offers 1,716 square feet of living space with three bedrooms and one and a half baths, built in 1982 and finished in vinyl siding with a touch of brick out front for extra curb appeal. Best of all, you're just around the corner from the heart of the village, a short stroll to downtown favorites like Milling Station Tap & Table, Hilton Family Restaurant, Malarkey's, and The Creamery, plus under a mile to both Village Elementary and Quest Elementary in the Hilton Central School District. Enjoy small-village charm with easy access to the city too, downtown Rochester is only about 25 minutes away. Step inside to hardwood floors flowing through most of the home for a warm, timeless feel. The kitchen has been beautifully updated with brand new cabinets and countertops plus tile flooring that is both stylish and easy to maintain. Need more room to gather? You get not one but TWO separate living rooms, each with its own cozy gas fireplace, perfect for Rochester winters! Both bathrooms have also been tastefully updated, and comfort throughout comes from a smart mix of mini-splits the do both HEAT and AC throughout and electric baseboard heat working alongside those two fireplaces to keep every season comfortable. Off of the eat-in dining area is a sliding glass door leading straight out to your covered back patio, ideal for morning coffee, evening relaxation, or entertaining rain or shine. Outside you will find a spacious yard that is fenced and offers plenty of space to play. Plus a handy shed for extra storage! A 2-car garage and concrete driveway provide plenty of parking, and the roof is newer, so that is one less thing to worry about. This move-in ready colonial checks all the boxes: updated, spacious, and set in one of Hilton's most walkable spots. Do not miss your chance to make 179 Hillside Dr your next home! Delayed negotiations until October 19, 2026 @ 12pm.

179 Hillside Drive, Parma
35 Huffer Road, Parma
$189,900
2 Beds ⋅ 1 Baths ⋅ R1718463 MLS
Welcome to 35 Huffer Road, a beautiful and thoughtfully improved ranch home offering approximately 1,100+ square feet of living space, an attached two-car garage, and a fantastic location for buyers who love nature, recreation, privacy, and easy access to the water. Located in the desirable Hilton School District, this home is just a short walk from beach access at the end of Huffer Road and from Zellweger Beach Road, making it an ideal opportunity for those who enjoy fishing, swimming, kayaking, walking, and spending time outdoors. Numerous improvements add comfort, convenience, and peace of mind, including a newer roof, added insulation, expanded living space, and attached two-car garage. Modern mechanical features include high-tech on-demand hot water and heating, while the Bath Fitter bathroom provides a clean, updated feel and the Generac automatic standby generator offers dependable backup power. The home also provides flexible living arrangements, with a room that can easily be configured from the original living room and includes its own private entrance, making it an excellent option for a home office, guest space, in-law arrangement, or additional bedroom. One of the property's most appealing features is the natural privacy behind the home—there are no houses directly behind you because the Town of Parma owns the wooded property in the rear. Whether you're searching for an updated ranch home in Hilton NY, a home near Lake Ontario and local beaches, a property with outdoor recreation and beach access, or a private home in a desirable school district, 35 Huffer Road deserves a closer look. Come see this special home, experience the location for yourself, and fall in LOVE!

35 Huffer Road, Parma
209 Collamer Road, Parma
$279,900
3 Beds ⋅ 2 Baths ⋅ R1719890 MLS
Welcome to this move in ready 3 bed and 1.5 bath farmhouse offering a perfect blend of country charm and modern updates. The home features a convenient first-floor bedroom and bathroom, while upstairs you’ll find a very large primary bedroom, second-floor laundry, newer electrical updates, and new flooring throughout much of the home. Fresh paint throughout adds to the bright, well-maintained feel. The large garage offers even more possibilities, featuring a dedicated weight room and an approximately 600-square-foot apartment above, complete with a pellet stove for heating—ideal for additional living space, guests, or a variety of other uses. Outside, enjoy the deck and gazebo area, complete with a 220 hot tub. The roof, furnace, and hot water tank were all completed in 2018. Additional updates include a new electrical panel in the basement in 2022, newer electrical upstairs, new electrical in the barn, and a newly installed driveway in 2026. The barn was freshly painted within the last year, and a tree was recently removed from the front yard. With numerous improvements inside and out, this property is ready for its next owner to move right in and make it their own! OPEN HOUSE Sunday 10/11 from 10:30-12pm.

209 Collamer Road, Parma
1235 Peck Road, Parma
$369,900
3 Beds ⋅ 2 Baths ⋅ R1716176 MLS
Welcome to 1235 Peck Road, where country living, generous space and a beautiful natural setting come together on two parcels in the Hilton Central School District. Now offered at $369,900! This 3-bedroom, 2-full-bath home offers a flexible layout with plenty of room to spread out. The spacious country kitchen provides room for cooking and gathering, while the formal dining room, family room and great room offer options for everyday living and entertaining. A first-floor bedroom, first-floor laundry and full walkout basement add even more versatility. Outside is where this property really sets itself apart. Salmon Creek winds through the property, surrounded by wooded areas that provide a beautiful backdrop throughout the seasons. Enjoy the outdoors from the deck or patio, with plenty of space to explore and appreciate the natural surroundings. Need room for vehicles, equipment, hobbies or projects? In addition to the attached garage, the property includes a 24' x 40' detached pole barn with heat, electric, water and workshop space. A separate gravel driveway provides convenient access. For added peace of mind, the seller is providing a 13-month home warranty at no cost to the buyer, including coverage for the septic system, appliances, furnace and water heater, subject to warranty terms and exclusions. With its combination of indoor living space, two parcels, Salmon Creek frontage and substantial garage and workshop space, 1235 Peck Road offers a rare opportunity to enjoy more room both inside and out. Schedule your showing and see what makes this property special!

1235 Peck Road, Parma
22 Ogden Parma Tl Road, Parma
$279,900
3 Beds ⋅ 1 Baths ⋅ R1716222 MLS
Come and check out this cozy 3 Bedroom, 1 Full Bath Ranch home. Enjoy a private 1.5 acre lot with a remodeled Ranch home. First Floor Laundry. All Appliances will stay. Hardwoods were all refinished throughout and new laminate flooring was installed in bath room, kitchen and breezeway. Electrical was all updated and new lights installed in all bedrooms. Driveway was done in blacktop with a turnaround. Outside offers an outbuilding for extra storage. There is a panel connection for generator but no generator. A Must See!!! Delayed Negotiations 9/28/2026 at 1:00PM.

22 Ogden Parma Tl Road, Parma
5058 W Ridge Road, Parma
$399,900
3 Beds ⋅ 3 Baths ⋅ R1710835 MLS
Welcome to 5058 West Ridge Rd! Rarely available highway commercial zoning on busy Ridge Rd. Car wash, car dealership, repair shop, self-storage. Three family home on 1.1 acres currently rented and an old motel with an additional 4 rental units in need of total rehab. Also listed under R1696881

5058 W Ridge Road, Parma
556 Peck Road, Parma
$55,000
1 Beds ⋅ 1 Baths ⋅ R1706601 MLS
gorgeous 3 bedroom 1 bathroom colonial house in the beautiful neighborhood of Parma Spencerport, this house as so much potential for a fix and flip a family that's ready to design their home them selfs it sits on .53 acres of flat land that can be used for the new owners imagination.FYI this house needs a complete RENO.estimated 80k -110k depends on the type of material been used.

556 Peck Road, Parma
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